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Do I Need Liability Insurance

“Liability insurance” or “third party insurance” is the term used to describe a product that provides the insured party protection against claims arising from injury or damage to a third party or their property.

Any legal expenses and payouts that an insured party is accountable for if they are proven legally liable are covered by liability insurance plans. Liability insurance, unlike other forms of insurance, pays third parties rather than policyholders.

Every type of business need some form of liability insurance. Liability insurance is required if you work as a tradesperson, operate a shop, office, or factory, or organize an event.

The main types of liability insurances that can be purchased are

Public Liability

The purpose of public liability insurance is to protect your company in the event that you are sued by a third party who claims they have suffered a loss as a consequence of negligence.

Employers liability

Employers Liability Insurance protects your company against legal liability in the event of an employee’s accident, illness, disease, or death while on the job.

Products liability

Product Responsibility Policy offers coverage for legal liability resulting in injury, loss, or damage as a result of items sold or provided, or labor or services performed in the course of your business, up to the amount of coverage specified during any one insurance term.

 

Call Lloyds Insurances today 01 531 0900 for a quote on liability insurance or request a quote online and we’ll take it from there!

Company Information

Lloyds Insurances Ltd

Company Number 495597

Lloyds Insurances Ltd is regulated by the Central Bank Of Ireland

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E-mail address:
info@lloydsinsurances.ie

Find Us

(+353) 01 531 0900

Monday 9:30am - 5:30pm
Tuesday 9:30am - 5:30pm
Wednesday 9:30am - 5:30pm
Thursday 9:30am - 5:30pm
Friday 9:30am - 5:30pm
Saturday Closed
Sunday Closed